For tiny First Landmark Bank in Marietta, Ga., cybersecurity is a priority, even though smaller financial institutions have not yet been prime targets for recent distributed-denial-of-service attacks against banking institutions. Because the community bank’s leaders fear the institution could eventually be a target for a cyber-attack, they are taking a proactive approach to mitigate potential risks – an approach that others should emulate. Small banking institutions have to depend on third parties to keep them abreast of emerging fraud schemes and attack trends, such as DDoS. First Landmark Bank, which has only $182 million in assets, is working with its core processor, Fiserv, and third-party service providers, such as CSI, to ensure its online-banking channel is secure. The bank is leaning on numerous vendors because relying solely on Fiserv alone would not meet its needs, says Leigh Pharr, senior vice president.