Disaster Recovery is about three things: planning, testing, and procedures. Banks have to satisfy compliance initiatives and answer to the FFIEC and OCC. Satisfying compliance initiatives may get you off the hook with the regulators and make you look good on paper, but what you are really interested in is staying in business for the long haul. Eighty-five percent of companies without a disaster recovery plan go out of business within a year after a disaster. After the World Trade Center disaster, statistics showed that companies with complete plans were operational within 30 days. While IT people are key partners in the disaster recovery efforts, their plates are usually full and overflowing.